For most people, life revolves around living from one paycheck to the next. Only a handful of folks have mastered the art of saving and investing effectively. Note that saving is not the same as investing, although both require putting money away. In order to invest, it’s imperative to be able to manage expenses effectively. Investing is done in the hopes of yielding a future profit, and risk is inherent in it. However, this is not to say that there are no safe investments, because that would be misleading.
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